Why Young Professionals Do Not Have Health Insurance?
The youth of today suffer from lifestyle diseases. Diabetes, hypertension, heart diseases are the common lifestyle diseases around. These diseases affect working professionals who are in the age group of 25 years to 35 years. Here is a shocker. The young working professional who is in the age group of 25 years to 35 years, does not have a health insurance plan. Many youth today depend on the health insurance provided by their employer. Is this a good idea? If you fall ill between jobs or get laid off, how will you pay your hospitalization bills? You cannot depend on the health insurance plan provided by your employer. You better have your own health insurance policy.
You are just 25 years? Why do you need health insurance? Lifestyle diseases are known to strike the young working professional. You need health insurance, even if you are 25. Is Health insurance very expensive? With the cost of hospitalization rising every day, a health insurance premium is a small price to pay. You also get a tax deduction of up to INR 25,000 a year, on the premium paid for a health insurance plan, for yourself and family.
